GOOGLE SHEET HOUSEHOLD BUDGET TEMPLATE UPDATE

Only spending half of your income on needs means youвЂ™re not living paycheck to paycheck. The вЂњ50/30/20 ruleвЂќ encourages you to only spend half of your monthly income on necessary expenses. Most budgeting templates are a zero-sum budget where you assign a budget category for each dollar you earn. Want a way to automatically pull your data into your spreadsheet from your bank? Check out Tiller which syncs with over 21,000 banks! 2. You can modify the income and expense categories to fit your personal spending plan. Expenses вЂ“ Groceries, giving, вЂњHisвЂќ and вЂњHerвЂќ spending, vehicle and gas, etc.Housing expenses вЂ“ Mortgage/rent, utilities, internet, insurance, etc.Income вЂ“ You and your spouseвЂ™s (if applicable) monthly salary.The Starter Budget takes a monthly look at these categories: However, the Starter Budget is easy to use if you decide to skip the video. There is also a brief YouTube video to help you start using the template. You can open the Starter Budget in Microsoft Excel or Google Sheets. Using Well Kept WalletвЂ™s very own Starter Budget is free and saves you time. The digital alternative is manually logging each transaction into your spreadsheet.Д«uilding your own template can be effective, but itвЂ™s easy to overlook certain expenses. The simplest budget is writing your income and expenses on a piece of paper. These complex budgeting templates are вЂњtoo smart.вЂќ

GOOGLE SHEET HOUSEHOLD BUDGET TEMPLATE UPDATE

You may only need a basic budget template that lets you quickly compare your income and monthly expenses.ДЄdvanced spreadsheets may require too much effort to update or can be confusing to navigate.

Google sheet household budget template